Life Sciences

Not every broker understands the risks associated with the Life Science industry. It is important to align yourself with a broker that specializes in life science insurance. While the industry is very lucrative, companies within the life sciences and nutraceuticals need to overcome severe risks that can threaten their mortality. These specific exposures require individualized risk-management techniques in order to provide adequate protection.

Many brokers and insurance companies look at life science and nutraceuticals and only see risk. While we recognize the risk, there is also opportunity. Over the years, we have learned from our clients in the Life Science industry. We know how to protect your greatest assets through risk management and life science insurance.

We have made a company goal to specialize in life sciences insurance, and we’re committed continue to evolve and understand the industry and their ongoing challenges. We are very involved in industry events, trade shows, informational workshops, and most of all, our clients' business. We believe the best way to understand an industry is to walk in our clients' shoes.

Life sciences and nutraceutical businesses need to address their liability challenges in relation to the service, manufacture, warranty/performance issues, and sale and distribution of products.


Available Coverages for Life Science Insurance

  • R&D Property/Research Animals
  • R&D Business Income
  • Pollution, Radionuclear Contamination and Pollution Cleanup Endorsements
  • Liability Enhancements such as:
    • Human Clinical Trials
    • Professional Liability
    • Pollution Liability
    • Errors & Omissions Options
    • Healthcare Product Development Organizations (HPDOs)
    • Medical Equipment and Technology
    • Successor Liability
    • Discontinued Products Liability
  • Global Extension – An option that offers seamless property and liability insurance to help protect a company’s property and operations overseas
  • Products Liability
  • Commercial Automobile
  • Workers Compensation
  • Umbrella and Excess
  • Property
  • Boiler and Machinery
  • Ocean Cargo
  • Inland Marine
  • Multinational Insurance
  • Directors and Officers Liability
  • Representations and Warranties Liability
  • Employment Practices Liability
  • Fiduciary Liability
  • Crime
  • Kidnap/Ransom and Extortion

Medical Device

  • Clinical applications
  • Diagnostic Imaging Equipment
  • Lab/Research Equipment and Instruments
  • Medical Software Developers
  • Monitoring Equipment
  • Optical/Ophthalmic Instruments and Lenses
  • Surgical/Dental/Therapeutic Equipment and Instruments
  • Pharmaceutical Manufacturers (with an emphasis on biotechnology)
  • Biochemicals and Reagents
  • Biotech Equipment
  • Diagnostic Test Kits
  • Drug Delivery Systems
  • Therapeutic Drugs
  • Healthcare product service organizations
  • Contract Drug or Device Manufacturers
  • Contract Research Organizations
  • Dietary Supplement Manufacturers
  • Vitamin Products and Other Dietary Supplements
  • Drug discovery technologies
  • Bioinformatics
  • Proteomics

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